YouGenio international health insurance

YouGenio – Individual care in the globalized world

The new cooperation of ERGO Baltics and DKV Globality enables us to provide you the most extensive Expat health protection abroad available – starting with vaccination before departure, recommending doctors and hospitals, ensuring simple and fast procedure of reimbursement of   expenses including the direct debiting to the medical institutions. Our health insurance solution will ensure the highest quality standards and reliable health care and treatment services in any country worldwide.

First-class care and individual insurance cover
It is a calming thought to know that there is someone always at your side with competence and experience. A partner who is familiar with the healthcare system in your new country of residence and who knows the local structures, as well as the right people to contact. A partner who makes you feel save and secure so that you can focus on your goals, turn your plans into reality and make the most of your new life style.

Health care that leaves nothing to be desired: your benefit packages
Our Globality YouGenio range consists of the following plan levels:

• Classic
• Plus
• Top

The individual plan levels differ with regard to the nature and amount of agreed benefits. Each level, however, generally includes benefits for inpatient, outpatient and dental treatment, as well as special assistance services.

Worldwide know-how. Local partners
Going abroad to work or study is a truly magnificent opportunity. So that you can concentrate entirely on making your dreams and goals come true, DKV Globality offers individual insurance cover with

• optimum outpatient, inpatient and dental care throughout the world,
• comprehensive advice, both when providing benefits and when dealing with general enquiries, and
• best possible organizational support in case of illness.

First-hand experience and expertise
DKV Globality will accompany you through the healthcare system of the country concerned – from the vaccinations to be obtained before departure, recommending doctors and hospitals, making appointments or procuring medication to quick and straightforward reimbursement of costs. Quite simply you can recover quickly and concentrate entirely on your job, family or course of study, secure in the knowledge that your health is in the very best hands.