Commercial liability insurance
What is commercial liability insurance?
Under this type of insurance, ERGO LIETUVA provides coverage for the case where third parties suffer bodily injuries or property damage as a result of commerce, manufacture, services or other acts of insured company (policy holder).
Why is it worth taking out ERGO commercial liability insurance?
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After the policyholder has taken out the commercial liability insurance coverage, he is ensured the assistance of competent lawyers (attorneys, where necessary) in case of infliction of damage and liability claim as well as during the course of legal proceedings.
In case of the insured event, ERGO LIETUVA:
- takes full control of the claim settlement procedure, participates in the liability determination and loss adjusting process;
- pays the experts’ fees;
- represents a policyholder in court at its own expense.
- After purchase of this insurance, ERGO LIETUVA will reimburse for damage, caused to the property or health of other persons, deprivation of life, as well as non-material damage, if it was caused as a result of an injury to or death of a human being.
- Commercial liability insurance is valid in the territory of Lithuania. The coverage territory may be extended to the foreign states on a request of a policyholder.
Insurance options:
Different companies are interested in different terms of insurance coverage, therefore, we can offer each company individual consultations as well as help choosing the best insurance coverage solutions up to the nature of activities and needs of the policyholder.